Council Tax Discount and arrears

Did you know you could be entitled to council tax discount?

Yes, That is correct. A Council Tax discount is a thing. However, it’s only available to residents of England and Wales. The percentage of the discount varies depending on the situation and circumstances. Council Tax discounts are only available to those regions but only specific people. Want to find out if you’re eligible for a discount? Click Here.

How do I check my Council Tax Discount eligibility?

You can check your eligibility on website or click here

Once you click the link you will be prompted to enter your postcode of residence. Once you have submitted your postcode you will be redirected to your local council’s website. You will then find a quick link to apply for a discount on your council tax.

council tax image of money depicting the advantages and disadvantages of a MAP

If you’re not eligible

Don’t match the criteria for a council tax discount? we may be able to help. If you suffer from any financial difficulties you should contact us for immediate help. have multiple debt solutions if you have over £5,000 you may be eligible to write off up to 75% of your debts which includes council tax.

I can’t pay my Council Tax what should I do?

Firstly, If you know in advanced that you’ll not be able to afford your upcoming council tax payment you should contact your local council immediately. Don’t wait for them to contact you. You should contact your council straight away. Ask to speak to someone in the Council Tax office and inform them of the situation. Ask your council if they’ll let you pay your Council Tax in smaller amounts.

Can I ignore my Council Tax?

NO. It’s important to not ignore Council Tax arrears. In addition to the fact that you accrue it without borrowing, you have to remember every year you get a new bill, so it will continue to grow.

In the end, this can mean that you will be subject 
to debt collection proceedings undertaken by Sheriff Officers or made bankrupt. 
Wherever you own your own house, 
this might mean you might lose it


what happens if I choose to ignore it?

Well if you choose to ignore your council tax arrears you can be subjected to an earnings arrestment, Which means your employer is forced to comply with deducting money from your wages to pay the council tax arrears and any other debt you may have. We have a dedicated blog post for an earnings arrestment here. It is mandatory for your employer to correspond with the arrestment as it is instructed by a CCJ (county court judgement).

Contact us

We understand talking about your debts is almost as difficult as paying them. Thats why we have a dedicated team who are qualified and waiting for your contact. From Monday – Thursday 09:00 – 20:00 (09:00-17:00 Fridays) you can contact them on our live chat here. Those hours are also tied in with our advisors who can assist you via phone @ 0161 694 2650. Email us and we will be happy to help.

Earnings Arrestments

Find a Debt Expert is a trading style of Milton & Stirling Ltd, Company Number SC587851 – Solutions Scotland, 78a Stanley Street, Glasgow, G41 1JH. DPA number ZA431921

Milton & Stirling Ltd are an Appointed Representative of MichaelAlan Ltd who are authorised & regulated by the Financial Conduct Authority, FRN 690939.

As part of our free service, we’ll review your financial situation, explain the available options and recommend a debt solution which is suitable for you. The risks of all suitable solutions will be explained clearly and if you decide to go ahead with a debt solution we will refer you to one of our trusted providers who specialise in the management of that debt solution. We’ll be paid for introducing you or for the preparatory work we do, depending on your debt solution fees may be payable if ongoing services are provided. Read about fees and key information in our terms & conditions. To find out more about managing your money and getting free debt advice, visit Money Advice Service , an independent service set up to help people manage their money.